On December 7th,the open registration ended, and if you are not eligible for the special enrollment period, you will not be able to register for Part D until next October. I received calls this week from Medicare participants, perplexed and violent. I was screamed at, insulted and ignored. Honestly, it does not bother me, but it made me think of writing a blog to help people comprehend the options they can capitalize on when they miss Part D. Now, here are some ideas on how to insure your prescription drugs.
On your search engine, look for the words “Prescription Coupons” and you’ll see hundreds of pages offering coupons on every imaginable drug. You can also search for a particular drug by typing the “drug name” keyword from a search engine. Another solution is to contact the company that sells the medicine and ask if they have a coupon to send. Most companies publish interesting or good offers on their websites. This may seem quite easy, the simplest solutions however, can sometimes be effective.
Prescription assistance programs
There are many programs like these, some of which are state-specific. These programs are not insurance policies, but they help reduce the cost of prescription drugs. It is necessary to request and qualify for a utility. Upon arrival, you will usually receive a discount card that entitles you to discounts at pharmacies. The problem with these programs is that you may not be eligible for Part D after registering for a public service. These programs are designed for people who desperately need those who cannot afford prescription drugs or who offer deductibles or bonuses from the D side. There are also programs for older people and programs for under 65. It is therefore important to get informed before to apply. RX assistance is a program I found only after 10 minutes of searching.
Large grocery stores such as HEB and Walmart offer discount programs to pharmacies. By enrolling in these programs, you can get some (and not all) drugs at significantly reduced prices. You will have to pay a small fee to register for these programs, but you will get prescription medications at very low costs ($ 5 for 30 days at HEB). Now, Walmart has proposed a lucrative program that offers a $ 4 worth of drugs. As you can see, there are options. Of course, my advice is not to hang up or scream at your agent before he can give you assistance. Your situation may not be clear enough for you to understand. You may be eligible for a special enrollment period. Appropriate circumstances are generally such as to leave a coverage area that inadvertently abandons the Medicare Advantage plan or other circumstances beyond its control.
Although I would like to be able to move my magic wand and resolve the situation, that’s what it is. Some similarities include: not completing the ballot in time for an investigation, requesting a grant or grant after the deadline or submitting a delayed work project. There are reasons for delays and you do not have to go after yourself, your agent or the government. Errors occur, but fortunately there are resources mentioned above for Medicare beneficiaries who can count if they forget to sign up for Part D.